Q. How can Debt
Consolidation help?
If you're Drowning in credit card debt * Living paycheck to paycheck * Falling
behind in your payments * Borrowing from one card to pay another * Being
harassed by your creditors!
Q. What is Debt Consolidation?
A restructuring of current debt, under which new terms are negotiated, whereby
in most cases payments are lowered and interest rates are reduced or possibly
eliminated.
Q. Are there different types of Debt Consolidation?
Yes. There are two basic types: *Debt Consolidation Loan and a *Debt
Management Program.
Q. What is a Debt Consolidation Loan?
A Debt Consolidation Loan is used to combine all your existing consumer
debt or credit card debt into a single loan and one monthly payment. The
advantage of this type of debt loan is that you can consolidate your high
interest credit cards, auto loan and/or student loan debt, into one single
lower monthly payment. It allows you pay off bills and stop creditors from
calling. It also allows you to obtain extra cash for personal needs. This type
of consolidation is done by way of a Home Equity or Refinance Loan.
To apply online for your
Debt Consolidation Loan - Home Required - Click Here
Q. What is a Debt
Management Program?
A Debt Consolidation /Debt Management Program is not a LOAN. With a
Debt Management Program we negotiate on your behalf to actually reduce the
amount you pay to your creditors. You send us one payment each month. We then
share out this payment between your creditors and pay them a pre- negotiated
amount. Your creditors are satisfied that you are trying to straighten out
your debts and that they are receiving a regular amount every month. The
benefit to you is that you now make only one payment each month at an amount
that you can afford, and you are no longer being bothered by your creditors.
If you are interested in this type of financial plan, complete our easy online
application.
Click Here for your Free no obligation Quote
Q. Debt Consolidation Loans
or Debt Management Program
At Loans4lending.com we offer
both programs depending on your current debt situation and personal
preference.
Click Here for Debt
Consolidation Loans.
Q. Is there an obligation to accept your Free Quote?
No. This is a free service we provide to our
applicants. Your inquiry does not commit you in anyway.
Q. Is bankruptcy an option?
Unfortunately in some credit situations bankruptcy is
sometimes the only option available. But bankruptcy was designed to be an
option of last resort. While the objective of bankruptcy is to absolve oneself
of debts altogether, it has lingering negative consequences in many areas of
every day life; applying for life insurance, purchasing a business, buying a
home, applying for a job, etc. can all be negatively affected by a prior
bankruptcy. A bankruptcy claim also remains on your credit report for 7 to 10
years. With a debt management plan or debt consolidation program, you commit
to repaying your debt obligations. Thus, one can repair bad credit, maintain a
good credit rating and return to a debt free lifestyle quickly and without the
frustrating negative consequences of bankruptcy.
Q. What is the benefit of Consolidating my Bills?
Your debt is consolidated, payments are
lowered, and interest payments are either reduced or eliminated.
Q. Types of Debts Eligible?
Both our Debt Consolidation Loan program and our
Debt Management Program are eligible for the following
types of debts:
High interest rate Credit Cards
Magazine/Record clubs
Department Store Cards
Tax Debt
Medical Bills
Legal bills
Personal loans
Health club memberships
Signature loans
Repossessed vehicles
Student loans
Collection Agencies
Bills from a previous residence (old utility bills/cable
bill)
Q.Why will my creditors settle for less than the full
amount due?
Last year alone 1.4 million bankruptcy claims were
filed. When a debt financial plan replaces a claim for bankruptcy both you and
your creditors reap a positive outcome.
Q. What Advantages will I gain if I apply?
Prevent bankruptcy
Re-establish your credit
You can apply regardless of poor or bad credit
No need to own a home
Consolidate bills into one affordable monthly payment
Avoid late charges
Stop harassing phone calls from creditors
Free debt counseling
Save thousands of dollars in high interest rates
Lower your monthly payments up to 50%
Q. Can I apply to both programs?
Yes. You can apply for
your no obligation quote and see which plan suits your needs best.
Q.How Do I Get Started?
Simply fill our easy online application with the
requested information. Click and submit.
Q.How Long Will It Take?
You will normally receive you free quote within 24-48
hours.
Q. How do I apply?
For Debt Consolidation Loan - Home Required - Click
Here
 For
a Debt Management Program - No Home Required - Click Here |
Consolidation:
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- Customer Information
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Consolidation Form) |
Consolidation
Services
Call Us Today For A Free
Consolidation Quote!
1(866)411-3328-
1(866)411-DEBT
Consolidation
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